>Doug's point about where responsibility lies in an important one. In 
>the distinction between line (makes decisions, gives orders) vs. 
>staff (does studies, gives advice), RMs are staff--sort of internal 
>consultants--rather than line, so they don't actually make the 
>decisions--right or wrong. They make the best recommendation they 
>can. As a consultant, I run into folks who don't take my advice and 
>don't understand what went wrong.

Mike


>Julie..... The best parallel that I can think of, especially in dealing
>with attorneys would be how responsible an attorney would be for the
>actions / inactions of a client who had ignored his or her advice?  I
>suspect that no attorney would accept liability for a client who had
>failed to follow the advice of counsel.

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