If you are interested in the documents Bill Roach mentioned on Friday, they
are now available for download at the recmgmt-ot Yahoo group.

http://finance.groups.yahoo.com/group/recmgmt_ot

You must be a member of the group to access the files.

The files are located in the folder section of the group in folder labeled
Roach

Peterk

List archives at http://lists.ufl.edu/archives/recmgmt-l.html
Contact [log in to unmask] for assistance