Cloud Commerce: Recording Business and Financial Data from the Cloud
Cloud commerce is growing more common.  Cloud commerce means that an
institution – like a government payer – presents key information to a
customer or constituent only online.  The customer or constituent can
access the information only through a web browser, a mobile app browser or
some other dedicated application.

Cloud commerce uses no paper and little if any email.  All of the business,
financial or other critical evidence is in the computer cloud.

 http://bit.ly/1aT6d6Z

Source: http://hack-igations.blogspot.com/2013/11/objective-evidence.html
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