>>I heard that there are all kinds of insurance loopholes about how to not
cover water damage even if people have flood insurance, sump pump insurance,
etc.<<
>>Leave it to the insurance companies to try to avoid paying claims; they do
it all the time.<<
Insurance companies don't pay claims for damage caused by a flood. They
don't provide flood insurance. FEMA is the provides flood insurance through
the National Flood Insurance Program http://www.fema.gov/nfip/
Bill R
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